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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 Years
|
3 Years
|
6 Years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$16.80
$17.40
$17.70
$18.30
$18.90
$19.50
$20.40
$21.00
$21.90
$22.80
$23.70
$24.90
$25.80
$27.00
$28.50
$29.70
$31.50
$32.70
$35.10
$37.80
$40.50
$43.50
$46.80
$49.50
$52.50
$56.10
$59.40
$63.00
$67.80
$72.90
$78.90
$86.40
$94.50
$102.00
$110.10
$122.70
$131.40
$146.10
$158.70
$171.90
$186.90
$204.90
$227.10
$250.50
$276.60
$314.10
$350.70
$394.20
$435.00
$480.30
$527.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$33.60
$34.80
$35.40
$36.60
$37.80
$39.00
$40.80
$42.00
$43.80
$45.60
$47.40
$49.80
$51.60
$54.00
$57.00
$59.40
$63.00
$65.40
$70.20
$75.60
$81.00
$87.00
$93.60
$99.00
$105.00
$112.20
$118.80
$126.00
$135.60
$145.80
$157.80
$172.80
$189.00
$204.00
$220.20
$245.40
$262.80
$292.20
$317.40
$343.80
$373.80
$409.80
$454.20
$501.00
$553.20
$628.20
$701.40
$788.40
$870.00
$960.60
$1,054.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 Years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$44.40
$45.60
$47.40
$49.20
$51.00
$52.80
$55.20
$57.60
$60.00
$63.00
$65.40
$68.40
$71.40
$75.00
$78.60
$82.80
$87.00
$91.20
$97.80
$105.00
$112.80
$120.60
$129.00
$135.60
$142.80
$151.20
$159.60
$168.60
$180.60
$193.80
$208.80
$227.40
$247.80
$267.00
$286.80
$319.20
$341.40
$378.60
$409.80
$442.20
$479.40
$525.00
$580.80
$640.80
$706.80
$803.40
$895.80
$1,004.40
$1,105.80
$1,219.80
$1,336.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov